Visitors Insurance

Compare Visitors Insurance

While doing your research prior to purchasing visitors insurance, you are likely to come across many plans. The travel medical insurance plans below (Visitors Care, Patriot America Lite and Patriot America Plus) may look similar, but they have important differences.

Even though the travel medical insurance plans below would work for anyone visiting United States, there are certain differences that are important to understand before purchasing in order to make an educated decision.

If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details concisely, such as follows. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

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VC

Visitors Care®

Quotes & Purchase
PAL

Patriot America® Lite

Quotes & Purchase
PAP

Patriot America® Plus

Quotes & Purchase
Plan Type Fixed Comprehensive Comprehensive
How Plan Works After the deductible once per policy period, a fixed amount for each and every procedure as listed in the schedule of benefits and you pay the difference beyond that yourself.

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After the annual deductible, the plan pays 100% up to the policy maximum.

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After the annual deductible, the plan pays 100% up to the policy maximum.

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Deducitible Per Policy Period Annual Annual
Acute Onset of Pre-Existing Conditions For persons under 70: Medical up to policy maximum. -- For persons under 70: Medical up to policy maximum.
PPO Network -- United Healthcare PPO
Network negotiated fees in network.
United Healthcare PPO
Network negotiated fees in network.
Extendable Yes, minimum initial purchase 5 days Yes, minimum initial purchase 5 days Yes, minimum initial purchase 5 days
Emergency Medical Evacuation Visitors Care Lite: $25,000
Visitors Care Plus, Visitors Care Platinum: $50,000
$1,000,000 $1,000,000
Repatriation of Mortal Remains $25,000 To policy maximum To policy maximum
Loss of Checked Luggage -- $50/item, $500 maximum $50/item, $500 maximum
Injury to Teeth in an Accident $550 per period of coverage To Policy Maximum To Policy Maximum
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